Dreaming that you are in financial debt could indicate that you are experiencing financial troubles in your waking life. In this case, you are processing these life events, worries, and fears through your dreams. Look for other clues in the dream to see if you have dreamt up any solutions to your problems. Dreaming of debt in general indicates a feeling that you owe someone something – it doesn’t necessarily have to be money. You may feel that someone has helped you and now you are obligated to repay them – you owe them something. Dreaming that someone is in debt to you indicates that you feel you have helped another person. You may be feeling good about what you have done and the impact you had on someone else’s life.